BT Pension Transfer Claims

Did you transfer your BT pension away?

You may have been mis-sold. Fill out your contact info below and we’ll be in touch at the best time for you

BT final salary pension transfer claims explained

BT final salary pension scheme concept art

The news in March 2018 that BT was shuttering its Final Salary Pension Scheme (BTPS) was unlikely to be welcome news from pension scheme members, but did you know that leaving any sort of Defined Benefit pension scheme is rarely the right choice?

Defined Benefits and Final Salary pension schemes are rare these days because of how much they cost to operate – indeed, in Jan 2018 it was reported that BTPS potentially had a £14bn deficit.

But regardless of the “culture of fear” that’s been developing around many Final Salary schemes, they are still some of the safest pension schemes around, practically guaranteeing an income in retirement that keeps pace with inflation, and come with numerous benefits not easily replaced.



While news of deficits can be concerning, the risk and responsibility of running the BT final salary and DB pension schemes always rested with the trustees, not the pension holders.

If you transferred your pension away from BT, that risk then falls on your own shoulders, and your pension could be at the mercy of the markets. If you took particularly bad financial advice, that level of risk could be too much for you to undertake.

The FCA believes that less than 50% of the transfers from DB schemes were actually suitable for the pension holder, meaning you could have been mis-sold your transfer.



If you transferred your BT pension away, then it could be worth checking to see if you can make a claim.

Get Claims Advice are specialists in mis-sold pension claims, and are no strangers to claims for final salary pension transfers, always working on a No Win – No Fee* basis for our clients.

Just get in touch for a FREE Initial Assessment to see if you can make a claim.

Did you know, we’re specialists in mis-sold pension transfers?

If you needed any more reason to choose Get Claims Advice, we’re experienced with Final Salary Claims.


Ready to make a claim?

Think you’ve been mis-sold your pension transfer? Click below to take the first step to making a claim


Have a question about pension transfer?

Ask us any question about your situation and we’ll be in touch at the best time for you – COMPLETELY FREE!

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What makes a pension transfer mis-sold?

Moving a final salary or other defined benefit pension is rarely advisable, except in certain situations.
While moving your pension may earn your adviser big fees and commissions, you may lose more than you hoped:

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    Final Salary & other defined benefits pensions practically guarantee you an income in retirement. Does your new pension do that? Doubtful…

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    Defined Benefits pensions tend to keep pace with inflation, meaning no matter what happens to the economy, you’re retirement income is better protected.

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    These types of pensions usually end up with your partner or children if you die early. Many personal pensions give no-such benefits.

Why can some people make final salary pension transfer claims - video

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