Home / Mis-sold Pensions / Final Salary Pension Transfer Claims / Did You Transfer your pension out of the Greater Manchester Pension Fund?

Did move your pension from the Greater Manchester Pension Fund?

You may be able to make a claim – contact our team!

You may have been mis-sold your final salary pension. Fill out your contact info below and we’ll be in touch at the best time for you


Get Claims Advice are a claims management company. You can do the claim yourself directly to the adviser or pension company for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free if you wish for them to review your case, providing you have approached the adviser or pension provider first, and it falls within their remit.


Operated by Tameside Metropolitan Borough Council, the Greater Manchester Pension Fund is a defined benefit pension scheme available (or previously available) to many employees of GM based institutions, including the 10 local council authorities, and a few extras such as MMU and the University of Bolton.

Depending on when scheme members joined the Greater Manchester Pension Fund, their pension may be a Final Salary Pension, or a Career Average pension – both of which are types of Defined Benefit Schemes, considered to be both rare and valuable.


These days, the rules mean that people can often leave their pension fund, and take a cash amount to be placed into a private pension.

The potential benefits of this are often sung by unregulated marketing firms offering ‘free pension reviews’, and financial advisers looking to earn some big transfer fees by recommending a move.

But in reality, transfers away from defined benefit pension schemes like the Greater Manchester Pension Fund are rarely found to be suitable and in the individuals best interests.


A transfer away from a final salary pension into a private scheme is often a much bigger risk than people realise. While the money remains in the scheme, the trustees are honour-bound to keep their promise: a guaranteed income in retirement, based on the salaries you’ve earned.

All the risk and responsibility falls on the shoulders of those trustees and employers to make sure the money is there. Even if things go wrong, final salary pension schemes are backed up to 90% of their value by the Pension Protection Fund (PFF), making them some of the safest pensions you can hope for. They often come with great death-in-service benefits too, and they don’t cost scheme members to run.

But many people are told they could be able to get more in retirement if they transfer to a private scheme and invest it themselves.

Technically, this is true – they may be able to do that.

But only by exposing what was a safe-bet to a lot more risk. In some cases, this risk becomes real and people lose hundreds of thousands from their pension.

More than that, they will likely lose death in service benefits, too.

While there are some situations that may make a final salary pension transfer suitable, these are quite rare, and many people receive negligent advice that helps facilitate the transfer.


If you’ve transferred away from the Greater Manchester Pension Fund, then you may have lost money in the long run, may have been mis-sold, and may be able to make a claim.

Get Claims Advice Ltd offer a FREE initial claims assessment to test your case for signs of pension mis-selling, to see if you can make a claim with no upfront cost!

Please note: you have an initial cooling off period of 14 days, if you cancel outside of this period you may be charged for the work carried out and if we have already submitted your claim, which results in an offer of compensation subsequently being made, we will charge our full fee as per our T&Cs – our fee is 20% + VAT – a total of 24%. 

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Did you know, we’re specialists in mis-sold pension transfers?

If you needed any more reason to choose Get Claims Advice, we’re experienced with Final Salary Claims.

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Think you’ve been mis-sold your British Steel pension transfer? Click below to take the first step to making a claim.

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What makes a pension transfer mis-sold?

Moving a final salary or other defined benefit pension is rarely advisable, except in certain situations. While moving your pension may earn your adviser big fees and commissions, you may lose more than you hoped:

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