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Pensionology.uk Ltd, which traded simily as Pensionology, or through its appointed representatives like Advisability Limited, is now in liquidation.
As the name might suggest, Pensionology mainly dealt with people’s pensions, and conducted many pension transfers and switches, sometimes into SIPPs: Self-Invested Personal Pensions.
But Pensionology was told by the UK Finance Watchdogs at the FCA that they must NOT “carry on any regulated activities in relation to retail investment business including pension switches and/or pension transfers to any self-invested personal pension scheme, where the customer’s funds are to be invested in Non-Mainstream Pooled Investments.” This meant that Pensionology couldn’t invest people’s pensions into SIPPs that contained nothing but high-risk investments.
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Advisability Limited becomes an appointed representative of Pensionology.UK ltd. Toni Haynes is a director at both companies at one point.
By December 2017, Advisability was no longer an appointed representative.
In 2018, Pensionology.uk ltd remains on the FCA register, but notes on the entry say that the firm “must not carry on any regulated activities in relation to retail investment business, including pension switches and/or pension transfers to any self-invested personal pension scheme[…]”.
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